This post is part of a series inspired by my experiences working for the Vernon Pad and Drum box factory as a teenager in the summer of 1954, and learning how best to handle the money I earned. New installments will usually appear on Mondays and Fridays until Easter. Read everything to date here, which together form a sample chapter from my autobiography to be released as an e-book later this year.
Our giving is only as valuable as what will be done with it. I now chastise myself for not having sooner selected a few charities who give the most life for my looney (notice I didn’t say ‘bang for my buck’!).
As a young man I knew the rules about tithing. As I got older, I learned the exceptions. Now I take some leeway if a trusted friend is running the charity, since I would expect the charity to have a set of guidelines that would mimic his ethical standard and concur with my philosophy.
For example, one of the proposed projects I visited before donating to it required a capital investment of $100,000. The project would cap a spring and install pipes to bring clean water to the 500 inhabitants of Awassa, an isolated hill tribe in southern Ethiopia.
The return on the capital would be ten days if one considered minimum wage for the young women who have to walk 3 hours each day to get filthy water from a spring 4 kilometres away. In ten days the wages of all the women who brought water to their huts would have paid for the capital investment. Clean water would cost them nothing for the remaining life of the pipes — about 20 years.
In other words, if I contributed the amount of money the women bringing water could earn in ten days in Canada, their whole families would have free water for 20 years. She could then have more time to raise and support a healthy family into adulthood.
If people like me don’t contribute the necessary funds, water-borne diseases will continue to kill two of every five babies born in the Awassa village before they reach the age of five.
No price can be attached to saving a dozen babies a year simply by supplying clean water and teaching hygiene to the mothers. Since children look after their parents in old age, their old age security would go up by 80%.
This is the type of return I am now getting on my charitable investments. Making the paradigm shift to be more selective and discerning in my donations makes me feel good.
The money I earn here is much more valuable than the work that I could personally do in Africa. Instead of taking time off to go to Ethiopia to build a water storage tank or a chapel that could be done much more efficiently by local labour, I consider part of my job here is to earn money for needy people there.
My donation to HOPE International Development Agency was minuscule compared to the world’s aggregated needs, but it enabled another small Ethiopian village to have clean water so that 20 of their children who would have died can live. In earning this money and then simply writing out my $1000 cheque, I gave life to these 20 children. The cost to ensure a child grows up into adulthood was about $50.
Give a man rice and he can feed himself for a day;
Hand him seed and he can grow food for himself for a year;
Train him to farm and he can supply food for a family for life;
Teach him to think and he can provide food and shelter for a community indefinitely;
Tell him the way of salvation and he can have an abundant life forever.
Give him my book and he may want his money back.
An effective long-term investment is to supply a basic need to people who had no choice where they were born. Giving is a way to show my thanks for the abundant life I am able to enjoy in Canada.
Give where
- need is most basic: first clean water, then food, shelter, medicine, and friendship;
- money is distributed most efficiently, goods are used most effectively, and the person who needs it gets most of it;
- help benefits the largest number of people;
- investment is long-term and return on capital is highest;
- people have the fewest alternatives and the least chance of being helped by other sources;
- receivers are most appreciative and thankful; and
- people didn’t win the lottery by being born in a western country.
When I was young the church was the centre of my social life as well as the source of my spiritual roots. I was taught that tithing was a divine rule. Years later I learned that the tithe in Biblical times was equivalent to our present income tax, and went to pay for civil servants, i.e. priests, and infrastructure, i.e. temples, so I started making exceptions to the tithing rule. I’ve already contributed more than my tithe as income tax, Canada Pension, and UIC (UIC was Unemployment Insurance Commission, started 14 years earlier, which would result in all workers in Canada having a Social Insurance Number, or SIN, starting in 1964).
Once the income tax department issued charitable donation receipts, my donation to the church became a charitable contribution, not a tithe.
What surprised me later when I became more sceptical is why I didn’t hear sermons preached on Genesis 47:26. The passage records that once Joseph gained power in Egypt, he made laws to tax the people 20%. Some minister could have made hay with this passage, doubling the tithe. Others would say Egypt was becoming socialist and hastening its downfall.
Need to catch up? Read the rest of this series here.